Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Policy loans are a tax-advantaged way to access your cash value, but the policy could lapse if you aren’t careful ...

The life insurance industry, long associated with lengthy paperwork and medical exams, is experiencing a digital transformation. Thanks to insurtech innovators like iCover Direct, consumers are now ...

The life insurance industry sells products that promise future financial security, whether for the policyholder or their beneficiaries. Also known as the life and health (L&H) industry, the primary ...

We analyzed policy fees, cash value growth, the reliability of policy illustrations, complaints and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior ...